This website (the “Website”) is owned and operated by and any access to this Website is governed by these terms and conditions.

If these terms and conditions are not accepted in full, you do not have permission to access this Website and therefore should cease using the Website immediately.

If there is any conflict between these terms and conditions and rules and/or specific terms of use appearing on this Website relating to specific material then the latter shall prevail.

Intellectual Property

All copyright, database rights and other intellectual property rights in the material on this Website (the “Content”) belong to or its licensors. Individuals who access and/or use this Website will not obtain intellectual or other proprietary rights in the Content.

You may print or download to a local hard disk Content from this Website for your personal use only.

You may not otherwise copy, distribute, sell or publish any of the Content of the Website without prior written permission.

Liability uses reasonable endeavours to ensure the accuracy and completeness of all the information on the Website. However, you should always check any information on the Website before making any decisions based on that information.

Except in the event of death or personal injury caused by our negligent acts or omissions, we shall not be liable in any way for any damages arising in contract, tort (including negligence) or otherwise in respect of loss or damage arising out of or in connection with your use of the Website. In no event will be liable for any direct, indirect or consequential damages in contract or tort (including negligence), including loss of profit, loss or damage to property or relating to claims made by third parties.

This Website may contain links to third-party websites which are not under the control of is not responsible for the material on such third-party sites, links to which are provided solely as a convenience.


These terms and conditions shall be governed by and construed following the laws of England and Wales. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales. take their responsibilities regarding the privacy of customer information very seriously. This policy explains how we use any customer information and how we protect your privacy.

Does disclose the information it collects to outside parties?

We never disclose information about a customer to any other person or organisation without your consent unless there is an emergency that requires it or we are legally required to do so. may provide aggregate statistics about our customers, applications, traffic patterns and related site information to reputable third-party vendors, but these statistics will contain no personally-identifying information.

Your consent

In using this website, you consent to the collection and use of this information by in the ways described above.

If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and in what circumstances we disclose it.

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